Showing posts with label Companies. Show all posts
Showing posts with label Companies. Show all posts

100 Top National Insurance Companies Serving Employee Group Benefit Brokers

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Although this data is not 100% accurate, it is probably the most precise info available. Employee group benefit brokers need to know where to find the plans to fit their client needs. It is a well established fact that employers cannot handle the entire burden of providing a grocery list of benefits that their workers would like to have. As a result brokers are working with both the employee and his workforce. The worker is being given options of having additional coverages available with the convenience of premiums taken right from their paycheck. This is a win-win-win situation for the employer, the worker, and the agent.

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How is 100 Top National Insurance Companies Serving Employee Group Benefit Brokers

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Here you will find the top national insurance companies in this market, along with others marketing in most states. For brokers selling products with only one insurance company, it seems impractical and virtually impossible. I carry around a Swiss army knife, which although useful, often is incapable of performing the job correctly. Therefore, in my experience, I have found most agents selling plans more than occasionally, represent more than one insurance company. Like the Swiss army knife, no one insurance company can serve all situations. According to my records, the average broker involved in frequent sales represents 3 national insurance companies for this employee market.

For your convenience, there are two lists prepared alphabetically. The first are the carriers licensed to sell their employee benefit plans in all 50 states. The second listing is of states selling in a minimum of at least 40 states. All should have websites to receive fast additional information. With 100 top national insurance companies listed, maybe it is time to check out a couple more.

TOP NATIONAL INSURANCE COMPANIES & Carriers Licensed in all 50 states

1. ACI Specialty Benefits

2. Advantica Eyecare

3. AFLAC

4. AIG Employee Benefit Solutions

5. Allstate Workplace Division

6. American Sentinel Insurance Company

7. Ameritas Group

8. Assurant Employee Benefits

9. Avesis

10. BCS Insurance Company

11. Beta Health Association, Inc.

12. Boston Mutual Life Insurance Company

13. CIGNA

14. Combined Insurance Worksite Solutions

15. CCG- Cost Containment Group

16. Davis Vision

17. Delta Dental

18. Dentali Dental and Vision

19. Dental Select

20. EyeMed Vision Care

21. EZ Meds USA

22. GPM Life

23. Great American Insurance of NY

24. Great American Supplemental Benefits Group of TX

25. Guardian Life Insurance Company

26. Hartford Life

27. HM Insurance Group

28. Humana

29. Independent Health

30. ING Employee Benefits

31. Liberty Mutual Group Benefits

32. Lincoln Financial Group

33. Madison Life Insurance Company

34. Magnum Dental & Vision

35. Majestic Underwriters

36. MedAmerica Insurance Company

37. Medico Insurance Company

38. MESVision

39. Metropolitan Life Insurance Company

40. Minnesota Life Insurance Company

41. Mutual of Omaha Insurance Company

42. Nationwide Financial

43. Patriot Health, Inc.

44. Petersen International Underwriters

45. PPO USA

46. Principal Financial Group

47. Prudential Company of America

48. Reliance Standard Life Insurance Company

49. SecureCare Dental

50. Security Life Insurance Company of America

51. Security Mutual Life Insurance Company of NY

52. Spirit Dental Life and Vision

53. Standard Insurance Company

54. Standard Life Insurance Company of NY

55. Sun Life Financial

56. Super Vision Services

57. Symetra Financial

58. Transamerica Affinity Services in MD

59. Transamerica Worksite Marketing

60. Trustmark Voluntary Benefits Solutions

61. UNIFI Companies Retirement Plans

62. United American Insurance Company

63. United Concordia Companies

64. United Health Programs of America

65. Unum

66. VSP Vision Care

TOP MULTI-STATE INSURANCE COMPANIES Licensed in 40 or more states.

1. American Fidelity Assurance Company, minus NY

2. American Public Life Insurance Company, -NY

3. American United Life Insurance Company, -NY

4. ArmadaCare, -7 states

5. Assurity Life Insurance Company, -NY

6. BasicPlus Insurance Services, -10 states

7. Block Vision, -9 states

8. Brokers National Assurance Company, -6 states

9. Colonial Life, -2 states

10. Colorado Bankers Life Insurance Company, -2 states

11. Companion Life Insurance Company, -4 states

12. Conseco Insurance Companies, - 2 states

13. Continental American Insurance Company, -NY

14. Dominion Dental Services, Inc., -4 states

15. EMC National Life Company, - 2 states

16. First Dearborn Life Insurance Company, -NY

17. HealthPartners, -2 states

18. Illinois Mutual, -4 states

19. John Hancock, -2 states

20. Kansas City Life Group, -2 states

21. Minnesota Life Insurance Company, -2 states

22. Mutual Trust Financial Group, -2 states

23. Ohio National Financial Services, -3 states

24. Oxford Life Insurance Company, - 5 states

25. Penn Treaty Network America, -7 states

26. Renaissance Life and Health Insurance Company, -NY

27. Securian Dental Plans, -6 states

28. Significa Insurance Group, Inc., -5 states

29. Standard Life and Accident Insurance Company, -5 states

30. Starmark, -10 states

31. Texas Life Insurance Company, -NY

32. Transamerica Life Insurance Company, -5 states

33. Trustmark Life Insurance Company, -9 states

34. Western Reserve Life, -NY

Other insurer organizations and insurance companies

These cover most of the United States. They are American Continental Insurance Company, American Specialty Health Insurance Company, Best Life, Catholic Family Life, Columbian Mutual Life, Continental American Insurance, Eastern Life & Health Insurance Company, Equitable Life & Casualty, Guaranty Income Life Insurance Company, Kemper Investors, Pro Financial Services, and William Penn Association.

Shenandoah Life Insurance Company is not listed, as it is undergoing some difficulties. Apologies are in order to any companies catering to this market segment that were missed.

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Insurance Companies Listings and Ratings Guide For Insurance Agents & Brokers

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Here is the newest, revised version of the best insurance companies listings. These are compiled in a top 100 ratings guide format. The listings are in alphabetical order helping insurance agents & brokers locate an insurer. Find out how your opinion compares. How can you possibly rate an insurance company? I will mention briefly the various ways, show you the method I is used for this article, and why.

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How is Insurance Companies Listings and Ratings Guide For Insurance Agents & Brokers

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BY NUMBER OF AGENTS

This ratings guide listing method evaluates the insurer by the sheer number of insurance agents & brokers currently licensed and under contract. with carrier. I feel this evaluation to be worthless for a multitude of reasons. First of all there are a number of career health and life insurance agencies that have thousands of representatives. However, of these,up to 80% of the total agents are relatively new in attempting to establish credibility in the industry. Four years down the line only 6% of many an insurance company agency force will maintain enough production to stay career representatives.

Moreover, my findings uncover inaccuracy of this method due to licensing renewal process state insurance departments impose on the insurer. Most state departments of insurance send the renewal report forms on a yearly basis. There is a fee to be paid by each ins agent renewed. What makes it difficult is the variation of different paperwork procedures by individual states for removing non-active ins reps. The paperwork consists of costly, time consuming forms and procedures for the insurance company to make any changes. Renewing all the sales representatives is often cheaper, and thus the route the insurer frequently takes. This also gives the insurance company bragging rights to how many sales people write for them.

Personally I was shown in state insurance department records as licensed for 11 years after I wrote my last case.

INSURANCE CO FINANCIAL RANKING LISTINGS
There are four or five top independent firms that employ this insurer rating of a company based on a multitude of financial factors. A lot has to do with projecting the financial stability of the insurer. This is accomplished by closely dissecting past and present financial history. It covers how the insurer investments perform, and the rate of return. An insurance evaluation also takes in consideration the amount of cash on hand, and how much exists in reserves to pay present and future claims.

There is a consensus among life insurance association members into believing that the highest rated insurers are the best of the bunch. Yet association members make up less than 12% of the total producer base. The other insurance agents and brokers, (the majority), do not agree that these are always the best ones to use for their client's needs. Logic tells you that a newer quality insurer does not have past history to start out top ranked. In my situation, clients bought what I presented them. Nearly half the time it was NOT the highest rated company by the rating firms. I however sold the client what their emotional needs demanded. Many past insurance companies with rankings in the best 100 later financially failed, and still frequently do in today's world.

BY RANKING OF PREMIUMS COLLECTED

This is a very common type of insurance company listing & ranking to produce. Insurance companies are rated by total number of premiums they collected that year. It seems rather unfair to mix annuity premiums in with all dollars collected. Producers know it is easier to sell a ,000 annuity than a ,000 premium term insurance policy. The other fault I find with using total premiums collected is with who actually contributed a chunk of the premiums collected. With some companies an enormous amount of these premiums were not collected by the average sales person. A lot of institutional buyers directly bought hundreds of thousands of dollars of annuity premiums.

BY RATINGS IMPORTANT TO HEALTH & LIFE SELLERS

This is my way. As fair and balanced from an sales representative perspective as feasible. Premiums are collected from the 1,500,000 agents, trying to make a living by selling insurance policies in this industry. Often these sales are done one by one. Plus, of this 450,00 independent brokers, semi-independent agents and some career reps write, depending on which company, 50% to 100% of that insurance co business.

This rankings method is imposed because I find the insurance companies listing is intended to be a beneficial directory. One that independent brokers, semi-independent representatives, along with some career reps can turn to. This is a guide directory to other insurers that you may consider writing production for.

The insurance companies listing and ratings guide to the top 100 is purposely placed in alphabetical order instead of by premium or financial data. You may not agree completely with the listing, because we have left in some companies with a strong percentage of business sold in annuities, and investment products.

In the eyes of a typical health and life broker, this guide is of health and life insurance companies is about as accurate as possible.

1. Aetna 2. AIG Life Insurance Company** 3. Allianz Life Insurance Company of North America 4. American Family Life Assurance Co of Columbus 5. American Fidelity Assurance Company 6. American General Life and Accident INS Co** 7. American General Life Insurance Co** 8. American Income 9. American Memorial 10. American National Life 11. Americo Financial Life And Annuity 12. Anthem Blue Cross 13 Aurora National Assurance 14 Aviva Life and Annuity Company 15. AXA Equitable 16.Bankers Life and Casualty Company 17. Banner 18. Beneficial Life 19. C.M. Life Ins 20. Colonial Life & Accident 21. Columbus Life 22. Conseco Life 23. Farmers New World 24. First-Penn Pacific 25.Forethought 26. General American 27. Genworth 28. Gerber 29. Great American 30. Great-West Life & Annuity 31. Guardian 32. Hartford Life and Accident Ins Company 33. Hartford 34. Homesteaders 35. Indianapolis Life 36. ING 37. Jackson National 38. John Hancock 39. John Hancock Life Insurance Company USA 40.. Kansas City Life 41.. Lafayette 42.. Liberty Life Assurance Co of Boston 43.. Liberty National 44.. Life Ins Company of North America 45. Life Ins Company of the Southwest 46. Life Investors Ins Co of America 47. Lincoln Benefit 48. Lincoln Heritage 49. Lincoln National 50. Massachusetts Mutual 51. Metropolitan 52. Midland National 53. Minnesota Life 54. Monumental Life 55. MONY - America 56. MONY - New York 57. National Guardian 58. National Life 59. New England Life 60. New York Life Ins and Annuity Corporation 61. New York Life 62. North American Co for Life & Health Ins. 63. Northwestern Mutual 64. Ohio National Life 65. OM Financial 66. Pacific Life 67. Penn Mutual 68. Phoenix Life Ins 69. Primerica 70. Principal 71. Protective 72. Provident Life and Accident 73. Pruco 74. Prudential - America 75. Reassure America 76. Reliance Standard 77. ReliaStar 78. Riversource 79. Security Life of Denver y 80. Standard 81. Stonebridge 82. Sun Life and Health 83. Sunset 84. Surety 85. Symetra 86. Transamerica 87. Transamerica Occidental 88. Trustmark 89. U.S. Financial 90. Union Central 91. Union Security 92. United Healthcare 93. United Ins Company of America 94. United Investors 95. United of Omaha 96. United States Life 97. Unum 98. West Coast 99. Western and Southern Life 100. Western Reserve Life Assurance Co of Ohio Note: Sagicor Life, Foresters, and Illinois Mutual should appear on the bottom 3 listings, replacing the companies listed above as #6, 2, and 7.

**AIG Life Insurance Company, American General Life, American General Life and Casualty Comments

This group of companies USED to be one the highest premium generating, and highest ranked insurance companies in the United States. Still, after two massive Federal Bailouts, the future is uncertain. Therefore, AIG Life is no longer deserving of being on this top 100 list guide.

GUIDE TO QUESTIONABLE LIFE INSURANCE COMPANY LISTINGS

The following insurance companies listings often could be included in different types of some top 100 Life ins company rankings IF you were evaluating premiums written. Sometimes the premiums consist of considerable amounts of annuity premiums. Also counted in would be insurers where a large portion of sales do not come from representatives and sales people. Instead it is written by security stock brokerage firms, and independent broker-dealers of variable investment contracts not governed by insurance departments. In other cases, products may be directly strictly toward teachers, the military, or credit unions. In a couple cases, there are companies with pending litigation. A representation of this mix of insurers is listed below:

1. Cuna Mutual 2. Genworth Life and Annuity 3. Harford Life and Annuity y 4. John Hancock Variable Life 5. Mayflower National 6. Metlife - Connecticut 7. Metlife Investors USA 8. MML Bay State 9. Nationwide 10. Nationwide Life & Annuity 11. NYLife of AZ 12. PHL Variable 13. Sun Life Assurance Co of Canada 14. Teachers Ins and Annuity Assoc of America 15. USAA 16. Shenandoah -- financial difficulties

There is a grand total of over 600 Licensed Life/Health Companies "active" in every state of the United States. However, some are not currently writing new business. In addition, there are many active in only one or a few states, so you will find them missing from the top insurance company listings. Most states have a true actual listing count of 220 to 330 life and health home offices currently accepting new cases from licensed agents & brokers.

Advisor's predition. If I choose from the provider listings above, Foresters would be my top pick as the next rising star. Its innovative niche products are starting to create a high demand. Also watch Genworth, its stock value has zoomed and the company is very adaptive to market opportunities.

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Top Life Insurance Companies

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It is difficult to compile a list of Top Insurance Companies, because everyone does not have the same needs. If 5 people compiled their top five lists, you would have quite a variety of different lists represented.

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How is Top Life Insurance Companies

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One person may be a young father living on a tight budget, but needing protection for the family he loves. He needs a good term life insurance policy. It is more affordable, and the benefits decrease as his children grow up and the mortgage is paid off. You may have another person who is looking more from an investment side of things, and a good whole life policy might be the best option.

While another may have no beneficiaries, and since the product you are purchasing is not available until you pass away, it is not very much of a priority to them, other than maybe for the investment potential on a policy on which you can borrow against without penalty. You may have a person who smokes and another who doesn't want go to the doctor. All of these people will have lists of top life insurance companies that differ.

Here are some companies that are generally well-regarded that may be of help to you:

· Ohio National Life Assurance Corporation

· Protective

· West Coast

· Savings Bank Life Insurance Company of MA

· Transamerica

· Western Reserve

· AXA Equitable

· Genworth Life and Annuity Insurance Company

· Security Mutual

· The Penn Mutual

· Lincoln National

· Midland National

· North American Company for Life and Health

· Cincinnati Life Insurance Company

Just be mindful that the top life insurance companies are totally contingent upon your needs. And, like all insurance, it pays to shop around; you will different quotes within a particular category.

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The 200 Companies That Sponsor H-1B and E-3 Visas You May Never Have Heard About

University Hospitals - The 200 Companies That Sponsor H-1B and E-3 Visas You May Never Have Heard About

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Do you know about - The 200 Companies That Sponsor H-1B and E-3 Visas You May Never Have Heard About

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Whenever a potential candidate for either an E3 or H1B visa goes job searching for the first time a large part of the process is guess work as they decide what type of company may want to hire and thus sponsor them.

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About University Hospitals

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It is a crazy system as from far away in a foreign country, possibly having never visited the US before, an applicant has to work out which companies may be more likely to take a chance on a foreigner who they potentially may never meet prior to hiring.

As we strongly advocate it is important while maybe applying for positions from abroad, taking a chance and making the effort to come to the US for interviews to enhance you chances. Your resume and background would have to be pretty compelling for a company to hire you unseen and without a referral from someone they already trust completely.

Referrals are great and work well in the US so if you have contacts here, ask them to pass you resume directly to people they know as that if nothing else will put your application and resume in the active pile. So many application and resumes are just discarded because one minor thing may be wrong or missing and thus to lower their load HR people just discard it. However being referred avoids that from generally happening.

So what we wanted to to help you out is give you a list of 200 companies that have a history of sponsoring H-1B visas thus making them great for E-3 visa as well. These companies have sponsored around 20 visas annually in the past years so are less noticeable than the companies that sponsor hundreds and thousands of H-1B visas. However because they are less noticeable, you will have a lot less competition when applying.

Here is the list of 200 companies that could sponsor your H-1B visa or E-3 visa you may never have heard of (including the amount of visa they sponsored annually in past year);

MEDTRONIC INC 21
MEGASOFT CONSULTANTS INC 21
MICHIGAN TECHNOLOGICAL UNIVERSITY 21
MT SINAI HOSPITAL MEDICAL CENTER 21
OPTIMA RESOURCES INC 21
OTIS INFORMATION TECHNOLOGIES INC 21
PARADIGM INFOTECH INC 21
PREMIER TECHNOLOGIES INC 21
PRODAPT CORPORATION 21
PROGRESSIVE CASUALTY INSURANCE CO 21
S & R PROFESSIONALS L P 21
SAGE IT INC 21
SIEMENS ENERGY & AUTOMATION INC 21
SMART SOLUTIONS INC 21
SOFTPATH SOLUTIONS INC 21
STOWERS INSTITUTE FOR MEDICAL RESE 21
TECHNICAL STRATEGIES INC 21
TECHNO SERVICES LLC 21
TECHNOLOGY PEOPLE INC 21
TEKSOFT INC 21
THE BROOKDALE UNIV HOSP & MED CTR 21
THE UNIVERSITY OF AKRON 21
UNICOM TECHNOLOGIES INC 21
UNITED SOFTWARE GROUP INC 21
UNIVERSAL SOFTWARE CORPORATION 21
UNIVERSITY OF NORTH TEXAS 21
USDA AGRICULTURAL RESEARCH SERVICE 21
VST CONSULTING INC 21
WYVIL SYSTEMS INC 21
ABERCROMBIE & FITCH 20
ADAEQUARE INC 20
ADEPT COMPUTER CONSULTANTS INC 20
ANTHONY INFORMATION TECHNOLOGY INC 20
APN SOFTWARE SERVICES INC 20
APOLLO CONSULTING SERVICES CORP 20
BHARGAV COMPUTER CONSULTANTS USA- 20
BINARY CODE INC 20
BNP PARIBAS 20
BUSINESS INTELLIGENCE SOLUTIONS 20
CATALYST SYSTEMS INC 20
CELCITE MANAGEMENT SOLUTIONS LLC 20
CREIGHTON UNIV 20
DATASOFT SOFTWARE CONSULTING INC 20
DELOITTE FINANCIAL ADVISORY SVCS 20
DEPARTMENT OF THE ARMY DLIFLC 20
DOTSTECHNOLOGIES INC 20
EGEN SOLUTIONS INC 20
EXCELSIOR BUSINESS SOLUTIONS INC 20
EXPERTUS INC 20
FLORIDA INTERNATIONAL UNIVERSITY 20
GARMIN INTERNATIONAL INC 20
GENSLER 20
GLOBALBRIDGE INFOTECH INC 20
GURUS INFOTECH INC 20
INFODAT INTERNATIONAL INC 20
INFONET TECHNOLOGIES LLC 20
INVENT INFORMATION TECHNOLOGY INC 20
MANHATTAN ASSOCIATES INC 20
MASTEREX TECHNOLOGIES INC 20
MCS TECHNOLOGY SOLUTIONS INC 20
MESQUITE INDEPENDENT SCH DIST 20
MICROEXCEL INC 20
MONSANTO COMPANY 20
MYWAY IT INCORPORATED 20
NOVEDEA SYSTEMS INC 20
OPNET TECHNOLOGIES INC 20
REDSALSA TECHNOLOGIES INC 20
SAPIENT SOFTWARE SOLUTIONS 20
SAVANNAH-CHATHAM COUNTY SCHOOL 20
SCO GEMINI CORP 20
SHEARMAN & STERLING LLP 20
SMART SOURCE TECHNOLOGIES INC 20
SOFT LABS NA INC 20
SUSQUEHANNA INTERNATIONAL GR LLP 20
SYCOR AMERICAS INC 20
SYSTEMGURU INCORPORATED 20
TERRA INFOSYSTEMS INC 20
THE UNIVERSITY OF TEXAS AT DALLAS 20
THOMAS JEFFERSON UNIVERSITY 20
UNIVERSAL INFOTECH SERVICES INC 20
ZENVET INC 20
ZS ASSOCIATES INC 20
ABACUSS SOFTWARE TECHNOLOGIES 19
ALCATEL USA INC ALCATEL LUCENT 19
ALPHA NET CONSULTING LLC 19
AMERICAN INFOSERV INC 19
AUSTIN INDEPENDENT SCHOOL DISTRICT 19
BELL SYSTEMS INC 19
CHILDRENS NATIONAL MEDICAL CENTER 19
COLLABORATIVE SYSTEMS INC 19
COMPREHENSIVE KIDS DEVELOPMENTAL 19
CORPORATE BIZ SOLUTIONS INC 19
CYPRESS SEMICONDUCTOR CORP 19
DARTMOUTH COLLEGE 19
DATAMATICS CONSULTANTS INC 19
DELPHI360 LLC DBA TPS360 19
ECOM CONSULTING INC 19
ELITE SOLUTIONS INC 19
ERGOSOFT LLC 19
FEDEX CORPORATE SERVICES INC 19
FINSOFT CONSULTANTS INC 19
FORT BEND INDEPENDENT SCH DISTRICT 19
HEALTH RESEARCH INC 19
INTELLISOFT TECHNOLOGIES INC 19
INTERPRO INC 19
KNACK SYSTEMS LLC 19
KOGENT SYSTEMS CORP 19
MAHINDRA ENGINEERING INC 19
MCS GLOBAL INC 19
MERCER US INC 19
NATL ECONOMIC RESEARCH ASSOCS INC 19
NETSOL TECHNOLOGIES INC 19
NETVISION RESOURCES INC 19
ORCHID INFOSYSTEMS INC 19
ORIENTAL SOLUTIONS INC 19
PYRAMID TECHNOLOGY SOLUTIONS INC 19
RADI TECH LLC 19
RITE PROS INC 19
SAN ANTONIO AEROSPACE LP 19
SAN V INC 19
SELECTIVA SYSTEMS INC 19
SOUTHERN ILLINOIS UNIV CARBON 19
SUPREME SOFT INC 19
SYSGAIN INC 19
SYSTEL INC OF DELAWARE 19
TECHORBIT INC 19
THE DOTCOM.TEAM LLC 19
THE UNIV OF TEXAS AT SAN ANTONIO 19
THE UNIVERSITY OF MISSISSIPPI 19
THOMAS JEFFERSON UNIV HOSPITAL 19
TOBINWORLD 19
WILSON COUNTY PUBLIC SCHOOLS 19
XLYSI LLC 19
3K TECHNOLOGIES LLC 18
ACCOLITE INC 18
ADAM UNIV 18
ADVANCED TECH CONSULTING SVC INC 18
ALREK BUSINESS SOLUTIONS INC 18
BODEN INC 18
BOSTON MEDICAL CENTER CORPORATION 18
CA INC 18
CALIFORNIA DEPT OF TRANSPORTATION 18
CAMELOT INTEGRATED SOLUTIONS INC 18
CAMERON INTERNATIONAL CORPORATION 18
CAMP DRESSER & MCKEE INC 18
CIBER INC 18
CINCINNATI CHILDREN S HOSPITAL MED 18
COGENT INTEGRATED BUSINESS SOLUTIO 18
COLD SPRING HARBOR LABORATORY 18
COMPREHENSIVE RESOURCES INC 18
CYGATE SOFTWARE & CONSULTING 18
DATAPOINT SYSTEMS INC 18
GATEWAY SOLUTIONS INC 18
GLOBAL SYSTEMS LLC 18
GLOBAL TECH RESOURCES & SOLUTIONS 18
IFLOWSOFT SOLUTIONS INC 18
INFOSYS BPO LIMITED 18
INFOWAY SOFTWARE 18
JEAN MARTIN INC 18
MCGLADREY & PULLEN LLP 18
MED MGT INTL INC DBA BANFIELD THE 18
MENTOR GRAPHICS CORP 18
MERIDIAN TECHNOLOGIES INC 18
MOON TECHNOLOGIES CORP 18
NATIONAL OILWELL VARCO L P 18
NORFOLK PUBLIC SCHOOLS 18
NORTH DAKOTA STATE UNIV 18
OUTLINE SYSTEMS INC 18
PERCIPIA INC 18
Q TECH SOLUTIONS INC 18
RIVERBED TECHNOLOGY INC 18
SALESFORCE COM INC 18
SAMEPAGE INFORMATION SOLUTIONS INC 18
SGS TECHNOLOGIE LLC 18
SIGMA GROUP INC 18
SIRIUS SPS LLC 18
SQUARE D COMPANY 18
SULLIVAN & CROMWELL LLP 18
SYNERGY COMPUTER SOLUTIONS INC 18
TEMP SOLUTIONS 18
TRANSAMERICA LIFE INSURANCE CO 18
UNIVERSITY OF MASSACHUSETTS LOWELL 18
USNETS SYSTEMS INC 18
VAJRAASYS LIMITED 18
XCEL SOLUTIONS CORP 18
YASH SOLUTIONS LLC 18
AC NIELSEN US INC 17
AFFUEL SYSTEMS GROUP INC 17
AXON SOLUTIONS INC 17
BELLSOFT INC 17
BOSS TECHNOLOGIES INC 17
C2S TECHNOLOGIES INC 17
CARITAS ST ELIZABETH S MED CTR 17
CENTERS FOR DISEASE CONTROL & PREV 17
CENTRAL BUSINESS SOLUTIONS LLC 17
CYBER CONSULTING INC 17
ELI LILLY AND COMPANY 17
ERP & ERP CORP 17
FLORIDA ATLANTIC UNIVERSITY 17
FULCRUM LOGIC INC 17

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100 Top National Insurance Companies Serving Employee Group Benefit Brokers

Western Reserve - 100 Top National Insurance Companies Serving Employee Group Benefit Brokers

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The content is nIce quality and helpful content, That is new is that you just never knew before that I know is that I have discovered. PrIor to the unIque. it's currently near to enter a destInatIon 100 Top National Insurance Companies Serving Employee Group Benefit Brokers. And the content assocIated with Western Reserve. I'd lIke to see it.WARNING Please read this before.It's great to bring this Western Reserve to the general public. If you like me to share with your friends to read this great article.Some other articles may be unique to the web. We have taken this too.

Do you know about - 100 Top National Insurance Companies Serving Employee Group Benefit Brokers

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Although this data is not 100% accurate, it is probably the most precise info available. Employee group benefit brokers need to know where to find the plans to fit their client needs. It is a well established fact that employers cannot handle the entire burden of providing a grocery list of benefits that their workers would like to have. As a result brokers are working with both the employee and his workforce. The worker is being given options of having additional coverages available with the convenience of premiums taken right from their paycheck. This is a win-win-win situation for the employer, the worker, and the agent.

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Here you will find the top national insurance companies in this market, along with others marketing in most states. For brokers selling products with only one insurance company, it seems impractical and virtually impossible. I carry around a Swiss army knife, which although useful, often is incapable of performing the job correctly. Therefore, in my experience, I have found most agents selling plans more than occasionally, represent more than one insurance company. Like the Swiss army knife, no one insurance company can serve all situations. According to my records, the average broker involved in frequent sales represents 3 national insurance companies for this employee market.

For your convenience, there are two lists prepared alphabetically. The first are the carriers licensed to sell their employee benefit plans in all 50 states. The second listing is of states selling in a minimum of at least 40 states. All should have websites to receive fast additional information. With 100 top national insurance companies listed, maybe it is time to check out a couple more.

TOP NATIONAL INSURANCE COMPANIES & Carriers Licensed in all 50 states

1. ACI Specialty Benefits

2. Advantica Eyecare

3. AFLAC

4. AIG Employee Benefit Solutions

5. Allstate Workplace Division

6. American Sentinel Insurance Company

7. Ameritas Group

8. Assurant Employee Benefits

9. Avesis

10. BCS Insurance Company

11. Beta Health Association, Inc.

12. Boston Mutual Life Insurance Company

13. CIGNA

14. Combined Insurance Worksite Solutions

15. CCG- Cost Containment Group

16. Davis Vision

17. Delta Dental

18. Dentali Dental and Vision

19. Dental Select

20. EyeMed Vision Care

21. EZ Meds USA

22. GPM Life

23. Great American Insurance of NY

24. Great American Supplemental Benefits Group of TX

25. Guardian Life Insurance Company

26. Hartford Life

27. HM Insurance Group

28. Humana

29. Independent Health

30. ING Employee Benefits

31. Liberty Mutual Group Benefits

32. Lincoln Financial Group

33. Madison Life Insurance Company

34. Magnum Dental & Vision

35. Majestic Underwriters

36. MedAmerica Insurance Company

37. Medico Insurance Company

38. MESVision

39. Metropolitan Life Insurance Company

40. Minnesota Life Insurance Company

41. Mutual of Omaha Insurance Company

42. Nationwide Financial

43. Patriot Health, Inc.

44. Petersen International Underwriters

45. PPO USA

46. Principal Financial Group

47. Prudential Company of America

48. Reliance Standard Life Insurance Company

49. SecureCare Dental

50. Security Life Insurance Company of America

51. Security Mutual Life Insurance Company of NY

52. Spirit Dental Life and Vision

53. Standard Insurance Company

54. Standard Life Insurance Company of NY

55. Sun Life Financial

56. Super Vision Services

57. Symetra Financial

58. Transamerica Affinity Services in MD

59. Transamerica Worksite Marketing

60. Trustmark Voluntary Benefits Solutions

61. UNIFI Companies Retirement Plans

62. United American Insurance Company

63. United Concordia Companies

64. United Health Programs of America

65. Unum

66. VSP Vision Care

TOP MULTI-STATE INSURANCE COMPANIES Licensed in 40 or more states.

1. American Fidelity Assurance Company, minus NY

2. American Public Life Insurance Company, -NY

3. American United Life Insurance Company, -NY

4. ArmadaCare, -7 states

5. Assurity Life Insurance Company, -NY

6. BasicPlus Insurance Services, -10 states

7. Block Vision, -9 states

8. Brokers National Assurance Company, -6 states

9. Colonial Life, -2 states

10. Colorado Bankers Life Insurance Company, -2 states

11. Companion Life Insurance Company, -4 states

12. Conseco Insurance Companies, - 2 states

13. Continental American Insurance Company, -NY

14. Dominion Dental Services, Inc., -4 states

15. EMC National Life Company, - 2 states

16. First Dearborn Life Insurance Company, -NY

17. HealthPartners, -2 states

18. Illinois Mutual, -4 states

19. John Hancock, -2 states

20. Kansas City Life Group, -2 states

21. Minnesota Life Insurance Company, -2 states

22. Mutual Trust Financial Group, -2 states

23. Ohio National Financial Services, -3 states

24. Oxford Life Insurance Company, - 5 states

25. Penn Treaty Network America, -7 states

26. Renaissance Life and Health Insurance Company, -NY

27. Securian Dental Plans, -6 states

28. Significa Insurance Group, Inc., -5 states

29. Standard Life and Accident Insurance Company, -5 states

30. Starmark, -10 states

31. Texas Life Insurance Company, -NY

32. Transamerica Life Insurance Company, -5 states

33. Trustmark Life Insurance Company, -9 states

34. Western Reserve Life, -NY

Other insurer organizations and insurance companies

These cover most of the United States. They are American Continental Insurance Company, American Specialty Health Insurance Company, Best Life, Catholic Family Life, Columbian Mutual Life, Continental American Insurance, Eastern Life & Health Insurance Company, Equitable Life & Casualty, Guaranty Income Life Insurance Company, Kemper Investors, Pro Financial Services, and William Penn Association.

Shenandoah Life Insurance Company is not listed, as it is undergoing some difficulties. Apologies are in order to any companies catering to this market segment that were missed.

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