Tips On Growing And Caring For Orchids

Western Reserve - Tips On Growing And Caring For Orchids

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Orchids are fascinating flowers that are fun to nurture but do need some special care. These slow growing plants are best grown indoors and will need to be repotted every other year. In addition to repotting, you will need to provide the plant with enough light, water and fertilization as well as prune it properly to keep it in the best of health.

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Repotting

Orchids should be repotted in a pot that is larger then the current, but not too much larger - go just one size up. Don't make the mistake of thinking you can repot into a really huge pot and then not have to worry about it for the next 5 years! Fill the pot about 2/3rds of the way with soil that is formulated for orchids and set the plant with the growing tip in the center and it's roots spread out in the soil. Fill the pot with the rest of the soil and pack it gently around the plant. Water thoroughly.

Soil

Tropical orchids thrive in organic material. Fir bark and osumda fiber mixed with peat are great for growing orchids. You need soil that has good drainage but will also hold some moisture. You can buy special orchid mix soil to plant your orchids in.

Light

Orchids like light and your plant will do best in a bright sunny window. A south window, where the plant can get indirect light in the morning and afternoon is best. Make sure the window is not drafty. In the winter you must be sure that your plant is getting enough sunlight and you may want to use fluorescent lighting to supplement the natural sunlight. Fluorescent lights work quite well for growing orchids and you can use them in even the darkest corner and have wonderful plants.

Water

All plants need water but many people do not know how to provide it properly. Some water too much leaving standing water in the pot all day and contributing to root rot. Others don't water the plant for weeks and wonder why it can not survive. The first consideration is to make sure you use a pot with good drainage - either one of those with a hole in the bottom and a saucer or at least put pebbles under the soil. Water the plant thoroughly but not so much that a pool of water is sitting on the soil - water once a week or when you feel the soil has dried out. If your orchid is planted in bark, then it will probably need to be watered every 5 days or so.

You can also moisten your orchid with a spray bottle to give it a more humid environment. Some people like to gently wrap the plant in a floral paper or wax paper cone and spray inside. The cone helps to keep the moistness in. If you do spray your plant, use distilled water as tap and spring water can leave deposits on the leaves.

Temperature

Although orchids are tropical plants, they prefer cool temperatures at night. Most orchids will do best in temps that would be to cold for you in your house. When grown in professional greenhouses, they are kept between 55 and 65 degrees at night. The cool temperatures help to keep the soil more moist.

Fertilizer

Orchids growing in bark or peat and bark mixes do best with a liquid fertilizer that has a 20-20-20 analysis or, better yet, a specialized orchid fertilizer (30-10-10). Try using a water soluble urea free fertilizer for best results. When fertilizing, simply add it in your regular watering schedule following the instructions on the fertilizer package.

Pruning

Pruning is important for orchids to remove dead parts and shape your plant. You can prune your orchids periodically throughout the year, or reserve the pruning for once a year typically in the fall or early winter. When the blooms have died and the stalk is dried up and yellow or brown, use sharp shears to cut it back to an inch from where it comes out of the soil. A new bloom will appear during the next blooming season.

In some cases, you may want to just remove the end of the bloom stalk which may cause it to bloom again. If you do this, you may find a new shoot or baby plant to spring up. If this does happen, you can remove the baby and plant it in a separate pot for an additional orchid plant to enjoy!

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Cool Breakfast Facts

University Hospitals - Cool Breakfast Facts

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According to a Harvard University - Massachusetts General Hospital study of children in Philadelphia and Baltimore schools, students who usually ate school breakfast had better math grades, higher standardized test scores, decreased absences and tardiness, reduced hyperactivity and improved social relations in comparison to children who seldom ate school breakfast.

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The word "breakfast" literally means to break fast. As we know, fasting is the act of not eating over a period of time. We
may not think of it this way, but we virtually fast while we sleep -- even if we dream about food. The act of eating breakfast is literally breaking the fast!

The National Weight Control Registry is a database of more than 3,000 people who have lost at least 60 pounds and kept it off for at least 6 years. Seventy eight percent of these people in the registry found that eating breakfast daily was an
excellent weight control strategy along with eating a low-fat diet and exercising for an hour or more every day.

Cereal is the number one food bought in supermarkets today. The first breakfast cereal was created in 1863 in New York by a vegetarian.

So What Is a Healthy Breakfast Anyway?

Is it pancakes slathered in maple syrup or green eggs and ham? Well, first and foremost, a healthy breakfast should be a
balance of carbohydrates, protein and fats. Fiber is also very important. The protein can come from meat, eggs, beans or soy
products. Fiber can be found in whole grain cereals, grains or in fruits. Sure, every once in a while you can treat yourself
to biscuits, pancakes or pastries for special occasions but on a daily basis, they should be avoided along with sugary
cereals and white breads. These foods will bring insanity to your blood sugar level, jolting you out of the Zone. Those
sorts of foods are digested quickly and will leave you hungry and tired in a just a couple of hours.

Research done by the Cardiff University School of Psychology, LED BY Professor Andrew Smith has shown that eating breakfast helps children function better in school than those who skip the first meal of the day. Dr. Smith says that it is
clear that starting the day with cereal enhances mental, cognitive and physical ability. The children are less emotionally distressed, less tired and less anxious. The study examined 213 children from 4 - 11 years old.

The results revealed children who start the day with cereal are:

9 percent more alert

11 percent less emotionally distressed

13 percent less tired

17 percent less anxious

10 percent less likely to suffer memory and attention span difficulties, than those that have no breakfast

33 percent less likely to suffer from stomach complaints.

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Where to Go in Bulgaria - What to See, Things to Do

Western Reserve - Where to Go in Bulgaria - What to See, Things to Do

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It is very difficult to recommend what you should see in Bulgaria! There are so many things to do and places to visit - natural, cultural and archaeological landmarks in the country!

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Lets take a look step by step what can Bulgaria offer. Besides classical summer resorts we will describe something about caves, mountain and towns in this country.

Mountains

The lovers of mountains and mountain climbing should go to Rila Mountain, Pirin Mountain, Rhodope Mountains, Vitosha Mountain or Stara Planina Mountain. Musala (2925 m) is the highest peak in Bulgaria. These places are where you should go if you are interested in mountains. It is situated in Rila Mountain and is one of the 100 national tourist sites. Rila Mountain is also famous for the Seven Rila Lakes. All the lakes have names, which best characterize some of their specific features. Salzata (The Tear) is the highest lake. It is called in this way, due to its clear water, which allows visibility in depth. The lake with a perfectly oval form, second in height, is called Okoto (The Eye). Other natural phenomena, which I totally admire, are the incredibly beautiful gorges in Bulgaria.

One of the most famous gorges is The Trigrad Gorge. It is situated in the very southern parts of Rhodope Mountains. The picturesque gorge is a canyon of vertical marble rocks and encloses the stream of Trigrad River, which plunges into Dyavolskoto Garlo (Devil's Throat) Cave and comes out as a karst spring. The Erma River Gorge is another favourite place for the lovers of nature. It is located near the western border of Bulgaria, next to a small town, called Tran. There is a specially built bridge over the Erma River, which allows you to enjoy the adorable gorge.

Caves - a special place to visit in Bulgaria

If you are very fond of nature and its landmarks, you will be certainly curious to see the caves in Bulgaria! There are numerous caves all over the country.

Some of the most popular are Dyavolskoto Garlo (The Devil's Throat) Cave, Ledenika Cave, Magura Cave, Bacho Kiro Cave and Yagodina Cave.

It is assumed that The Devil's Throat Cave is 300 000 years old. The cave is 1 km long. In the cave you can see the biggest cascade of waterfalls on the Balkan Peninsula, with a total height of 60m. The longest cave on the Balkan Peninsula is Yagodina Cave. Its length is 10 km. This is a five-storied tall cave, which has many abysses and labyrinths inside. Some of the formations in the cave resemble Santa Claus, Snow-White and the Seven Dwarfs.

Magura Cave is very attractive because of its paintings, 7000 years old. The pictures represent hunting scenes, love scenes and dance scenes.

If you still don't know where to go in Bulgaria here are another places and things to do:

Summer resorts - traditional places to go in Bulgaria

Probably the most popular one is Golden Sands - mostly preferable by young people and couples due to many activities in this never-sleeping beach town.

Bulgaria provides a great condition for your summer holiday. There are many summer resorts where to go in this country - we will take a detailed look at them in our next articles.

Architectural reserves - Tsarevets

If you are willing to know more about Bulgarian culture and history, you should probably visit some of the numerous churches, monasteries and architectural and ethnographic reserves. One of the most imposing architectural reserves is Tsarevets. It is situated on Tsarevets hill, in the town of Veliko Tarnovo, northern Bulgaria. Tsarevets is a medieval stronghold. It was the primary fortress of the Second Bulgarian Empire. Behind its high walls there were patriarchal and royal palaces.

Nearby Veliko Tarnovo is located the town of Gabrovo. Apart from its fame as the Bulgarian town of humor and satire, Gabrovo is well-known for The Etar Architectural-Ethnographic Complex. It is an open-air museum, which presents Bulgarian craftsmanship, culture and traditions. The complex shows the way of life and architecture in the region during the Bulgarian National Revival.

Towns to visit

One of my favourite places in Bulgaria is the city of Plovdiv and its architectural-historical complex "The Old Plovdiv". There are remains, preserved from Antiquity, Middle Ages and the Revival, such as Ancient amphitheatre and Roman Stadium. The Ethnographic Museum in Plovdiv was inaugurated in 1917. There are over 40 000 objects, exhibited in the museum. They were used in agriculture, crafts, textile, furniture, art and musical instruments in18th and 19th centuries.

Other impressive architectural reserves in Bulgaria, which should be seen, are Koprivshtitsa, Zheravna and Zlatograd.

As a part of Bulgarian culture, I would consider the beautiful monasteries and churches in the country. Do not miss the Rila Monastery when visiting Bulgaria! This is the largest monastery in the country. It was founded in the 10th century and was regarded as one of the most important cultural, architectural and historical places. One of the 100 national tourist sites is the Boyana Church. It was built in three stages and was finished in 19th century. There are amazing frescoes since 1259, which demonstrate the exceptional achievements of mediaeval Bulgarian culture.

Another places to visit are cities like Sofia, Burgas and Varna.

Another things to do in Bulgaria

Where to go in Bulgaria when you are fan of archaeology? Bulgaria offers you plenty of archaeological remains, giving proofs for the life of people in this region since ancient times. Madara (northeastern Bulgaria) is a village with a significant archaeological and historical reserve. It includes a Thracian settlement, ancient Roman villa and fortress, medieval palace and Christian monasteries and churches. Madara is world-famous for the Madara Rider, which is a large rock relief, carved in 8th century by Bulgars. If you are interested in Thracian history you should also visit Thracian Tomb of Kazanlak (Central Bulgaria), the ancient Thracian city of Perperikon (eastern Rhodope Mountains) or Veliki Preslav (north-eastern Bulgaria), which was the capital of the First Bulgarian Empire.

If you like wellness and spa resorts Bulgaria can offer this service too! Moreover, there are some special hotels providing special procedures when you suffer from back pain and heritage.

Of course, there are many galleries, museums and monuments, which give a lot of information about the culture and history of Bulgaria. So if you do not have enough time to visit all the magnificent places in Bulgaria, you are always welcome to come again!

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History Of Electronic Medical Records

University Hospitals - History Of Electronic Medical Records

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In the 1960s, a physician named Lawrence L. Weed first described the concept of computerized or electronic medical records. Weed described a system to automate and reorganize patient medical records to enhance their utilization and thereby lead to improved patient care.

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Weed's work formed the basis of the PROMIS project at the University of Vermont, a collaborative effort between physicians and information technology experts started in 1967 to develop an automated electronic medical record system. The project's objectives were to develop a system that would provide timely and sequential patient data to the physician, and enable the rapid collection of data for epidemiological studies, medical audits and business audits. The group's efforts led to the development of the problem-oriented medical record, or POMR. Also, in the 1960s, the Mayo Clinic began developing electronic medical record systems.

In 1970, the POMR was used in a medical ward of the Medical Center Hospital of Vermont for the first time. At this time, touchscreen technology had been incorporated into data entry procedures. Over the next few years, drug information elements were added to the core program, allowing physicians to check for drug actions, dosages, side effects, allergies and interactions. At the same time, diagnostic and treatment plans for over 600 common medical problems were devised.

During the 1970s and 1980s, several electronic medical record systems were developed and further refined by various academic and research institutions. The Technicon system was hospital-based, and Harvard's COSTAR system had records for ambulatory care. The HELP system and Duke's 'The Medical Record' are examples of early in-patient care systems. Indiana's Regenstrief record was one of the earliest combined in-patient and outpatient systems.

With advancements in computer and diagnostic applications during the 1990s, electronic medical record systems became increasingly complex and more widely used by practices. In the 21st century, more and more practices are implementing electronic medical records.

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100 Top National Insurance Companies Serving Employee Group Benefit Brokers

Western Reserve - 100 Top National Insurance Companies Serving Employee Group Benefit Brokers

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Do you know about - 100 Top National Insurance Companies Serving Employee Group Benefit Brokers

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Although this data is not 100% accurate, it is probably the most precise info available. Employee group benefit brokers need to know where to find the plans to fit their client needs. It is a well established fact that employers cannot handle the entire burden of providing a grocery list of benefits that their workers would like to have. As a result brokers are working with both the employee and his workforce. The worker is being given options of having additional coverages available with the convenience of premiums taken right from their paycheck. This is a win-win-win situation for the employer, the worker, and the agent.

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Here you will find the top national insurance companies in this market, along with others marketing in most states. For brokers selling products with only one insurance company, it seems impractical and virtually impossible. I carry around a Swiss army knife, which although useful, often is incapable of performing the job correctly. Therefore, in my experience, I have found most agents selling plans more than occasionally, represent more than one insurance company. Like the Swiss army knife, no one insurance company can serve all situations. According to my records, the average broker involved in frequent sales represents 3 national insurance companies for this employee market.

For your convenience, there are two lists prepared alphabetically. The first are the carriers licensed to sell their employee benefit plans in all 50 states. The second listing is of states selling in a minimum of at least 40 states. All should have websites to receive fast additional information. With 100 top national insurance companies listed, maybe it is time to check out a couple more.

TOP NATIONAL INSURANCE COMPANIES & Carriers Licensed in all 50 states

1. ACI Specialty Benefits

2. Advantica Eyecare

3. AFLAC

4. AIG Employee Benefit Solutions

5. Allstate Workplace Division

6. American Sentinel Insurance Company

7. Ameritas Group

8. Assurant Employee Benefits

9. Avesis

10. BCS Insurance Company

11. Beta Health Association, Inc.

12. Boston Mutual Life Insurance Company

13. CIGNA

14. Combined Insurance Worksite Solutions

15. CCG- Cost Containment Group

16. Davis Vision

17. Delta Dental

18. Dentali Dental and Vision

19. Dental Select

20. EyeMed Vision Care

21. EZ Meds USA

22. GPM Life

23. Great American Insurance of NY

24. Great American Supplemental Benefits Group of TX

25. Guardian Life Insurance Company

26. Hartford Life

27. HM Insurance Group

28. Humana

29. Independent Health

30. ING Employee Benefits

31. Liberty Mutual Group Benefits

32. Lincoln Financial Group

33. Madison Life Insurance Company

34. Magnum Dental & Vision

35. Majestic Underwriters

36. MedAmerica Insurance Company

37. Medico Insurance Company

38. MESVision

39. Metropolitan Life Insurance Company

40. Minnesota Life Insurance Company

41. Mutual of Omaha Insurance Company

42. Nationwide Financial

43. Patriot Health, Inc.

44. Petersen International Underwriters

45. PPO USA

46. Principal Financial Group

47. Prudential Company of America

48. Reliance Standard Life Insurance Company

49. SecureCare Dental

50. Security Life Insurance Company of America

51. Security Mutual Life Insurance Company of NY

52. Spirit Dental Life and Vision

53. Standard Insurance Company

54. Standard Life Insurance Company of NY

55. Sun Life Financial

56. Super Vision Services

57. Symetra Financial

58. Transamerica Affinity Services in MD

59. Transamerica Worksite Marketing

60. Trustmark Voluntary Benefits Solutions

61. UNIFI Companies Retirement Plans

62. United American Insurance Company

63. United Concordia Companies

64. United Health Programs of America

65. Unum

66. VSP Vision Care

TOP MULTI-STATE INSURANCE COMPANIES Licensed in 40 or more states.

1. American Fidelity Assurance Company, minus NY

2. American Public Life Insurance Company, -NY

3. American United Life Insurance Company, -NY

4. ArmadaCare, -7 states

5. Assurity Life Insurance Company, -NY

6. BasicPlus Insurance Services, -10 states

7. Block Vision, -9 states

8. Brokers National Assurance Company, -6 states

9. Colonial Life, -2 states

10. Colorado Bankers Life Insurance Company, -2 states

11. Companion Life Insurance Company, -4 states

12. Conseco Insurance Companies, - 2 states

13. Continental American Insurance Company, -NY

14. Dominion Dental Services, Inc., -4 states

15. EMC National Life Company, - 2 states

16. First Dearborn Life Insurance Company, -NY

17. HealthPartners, -2 states

18. Illinois Mutual, -4 states

19. John Hancock, -2 states

20. Kansas City Life Group, -2 states

21. Minnesota Life Insurance Company, -2 states

22. Mutual Trust Financial Group, -2 states

23. Ohio National Financial Services, -3 states

24. Oxford Life Insurance Company, - 5 states

25. Penn Treaty Network America, -7 states

26. Renaissance Life and Health Insurance Company, -NY

27. Securian Dental Plans, -6 states

28. Significa Insurance Group, Inc., -5 states

29. Standard Life and Accident Insurance Company, -5 states

30. Starmark, -10 states

31. Texas Life Insurance Company, -NY

32. Transamerica Life Insurance Company, -5 states

33. Trustmark Life Insurance Company, -9 states

34. Western Reserve Life, -NY

Other insurer organizations and insurance companies

These cover most of the United States. They are American Continental Insurance Company, American Specialty Health Insurance Company, Best Life, Catholic Family Life, Columbian Mutual Life, Continental American Insurance, Eastern Life & Health Insurance Company, Equitable Life & Casualty, Guaranty Income Life Insurance Company, Kemper Investors, Pro Financial Services, and William Penn Association.

Shenandoah Life Insurance Company is not listed, as it is undergoing some difficulties. Apologies are in order to any companies catering to this market segment that were missed.

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Best and Worst Times to Travel to Europe

Western Reserve - Best and Worst Times to Travel to Europe

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When planning your European trip, check your arrival and departures dates and see if they take into account peak, off-peak and shoulder travel periods.

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Peak periods are the times when majority of travelers fly in and out of countries and these periods usually coincide with school holidays, Christmas, Easter and New Year. The country you are flying into will also have peak periods unique to that country, so expect flights and accommodation to be heavily booked and tickets to be more expensive. This peak period generally covers late December to January (because of the Christmas season) and late June to the end of August (summer break). Travel during the Christmas holidays can be difficult as plane ticket prices soar and ski resorts start overcharging. Public transport is also reduced in most areas since only a few trains will leave on Christmas day. The "shoulder period" is in spring and autumn and the low or "off-peak" periods are usually in the remaining months and in the winter.

If you have only a limited time to see Europe, your best bet is to fly in and out during a shoulder period. Prices are almost at their lowest and travel conditions are great because you can avoid the crowds and the overpricing. If you have a lot of time to spare in Europe, try flying in the low season when fares are cheapest so you have more money to spread over your stay. It's always a good idea to start checking airfares 3-4 months before you leave. Airlines are starting to discount in order to reward early bookers and there's a lot time to wait if you think they're too high. The cheapest ticket prices might turn up on the net or at your ticket office at anytime. And while you're at it, make sure you've already reserved your accommodation 6 weeks to 2 months before you leave. It's a good idea to reserve a hotel for your arrival and departure days. The rest can be reserved afterwards. Also, remember to check for travel dangers and updates. Your government and insurance company might draw the line if you visit a certain territory they've warned you about. Be informed about the dangers and uprisings in the country you are visiting and do last-minute updates to check conditions right before you leave.

For most seasoned travelers, the best time to see Europe is from April to June and September to October when the weather is still warm, the holiday crowds have left and accommodation and transport are regularly priced.

In contrast, the single worst time to visit most parts of Europe (especially the western and southern countries) is the month of August. This is when many Europeans leave and take their holidays in nearby countries as well. The cities can be deserted and as a result, accommodation prices shoot up and finding a bed can be very difficult. Buses and trains will often be packed and it can be a struggle to get a seat while you cross countries. Even most tourist shops and sites can be closed because the proprietors have gone on holiday as well! There's little doubt that July and August are the busiest tourist months in Europe (mainly because of Americans on vacation) and it will require a lot of patience and money. Avoid these months as much as you can. If you really must travel in the high season, your best course of action is to stay away from the major cities and choose the off-track towns and villages and indulge in the local culture.

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Lower Your Cholesterol by Eating Almonds

University Hospitals - Lower Your Cholesterol by Eating Almonds

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Almonds are a high-fat food with the unexpected application of lowering cholesterol. Researchers at St. Michael's Hospital in Toronto conducted an experiment involving twenty-seven men and women with high cholesterol who agreed to snack only on foods that the hospital provided for thirty days. One-third of the study participants sate a 150-calorie low-fat whole-wheat cookie three times a day, one-third ate a 150-calorie snack that contained equal calories from whole wheat and almonds three times a day, and one-third ate a 150-calorie snack that contained only almonds three times a day.

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At the end of the month, none of the study participants had gained or lost weight. In the whole-wheat group, LDL cholesterol and total cholesterol levels were the same at the end of the study as at the beginning of the study, and the half-wheat/half-almond group experienced an average reduction of 4 percent in LDL cholesterol levels and 9 percent reductions in total cholesterol levels. Meanwhile, the almonds-only group experienced 8 percent reductions in LDL cholesterol and 12 percent reductions in total cholesterol.

A similar study at Louisiana State University, in which participants were given 400 calories in almonds a day for a month found reductions of 21 percent in LDL and 29 percent in total cholesterol. Researchers at the Commonwealth Scientific and Industrial Research Organisation in Australia found that almonds lower cholesterol even if they are consumed in candy, but by only 7 to 9 percent.

The beneficial effect of almonds on cholesterol seems to be due to their high content of unsaturated fat. Despite their high-fat content, eating almonds on a regular basis does not lead to weight gain. Nutritionists at Loma Linda University in California instructed a volunteer group of non-athlete men and women aged twenty-five to seventy-five who were not on a heavy exercise program to eat 320 calories in almonds in addition to their regular intake of food every day for a year.

Food diaries showed that participants ate more 50-150 total calories a day when they ate almonds, although most had a diminished appetite for other high-fat foods.

At the end of the year, participants were weighed and measured, and underwent blood tests. One of the surprising results of the study was that participants who were overweight when the study began lost weight, despite taking in more calories when they ate almonds. The only participants in the study who gained weight-by eating more calories-were the few who were underweight at the beginning of the study. Surprised by this result, the researchers did blood tests for the presence of plant lectins that confirmed that participants actually ate the almonds.

The cholesterol-lowering compounds in the almonds are the monounsaturated fatty acids found in the oil. Almond oil, which is available in grocery stores and can be used in place of other cooking oils or fats, also lowers cholesterol. Almond oil also contains vitamin E, which may reduce the oxidation of LDL cholesterol, a key event in the development of cardiovascular disease. Other nutrients important to cardiovascular health are found in the non-fatty part of the nut and, therefore, are not found in almond oil. The cholesterol-lowering effects of eating whole almonds are greater than those from the consumption of an equivalent amount of almond fat supplied as almond oil.

And that's not all the benefits of almonds in heart health. Almond kernels are rich in the amino acid arginine, a dietary precursor for nitric oxide, which keeps blood vessels pliable and open. Almonds are a significant source of the trace element magnesium. A 2-ounce serving of almonds contains about one-third of the body's daily requirements of this nutrient. (Even if you take magnesium supplement, you should eat some magnesium-rich foods such as almonds to provide a steady supply of the element to your body.) Almonds also contain cardioprotective copper in significant concentration.

Eat almonds raw or roasted. You might try almond butter as a substitute for peanut butter. Almond butter contains all the nutritional value of whole almonds. The oil in almond butter sometimes rises to the top of the jar, but you can just stir it back in before use.

Almond milk also contains all of almonds' nutrients. It's made from ground almonds suspended in water and usually sweetened with rice syrup. Drink almond milk like milk or use to make fruit smoothies. Almond milk goes exceptionally well with apricots. There's no lactose in almond milk, so you can drink it even if you are lactose intolerant.

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